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Mortgage Loan Officer Podcast

Sep 10, 2026

Episode 198

If you originate DSCR loans, one of the biggest frustrations is getting deep into a transaction only to have the appraisal come back with rental income that doesn’t support the deal the way you expected.

In this episode, I sit down with Eric Morgenson from Angel Oak Mortgage Solutions to break down...


Jul 23, 2026

Episode 197

What if AI could do far more than write emails, summarize documents, or create a few social media posts? What if it could help operate your entire business?

In this episode, Frank Garay sits down with Chris Johnstone, a Claude-certified AI engineer who specializes in fully integrating AI into companies,...


Jul 16, 2026

Episode 196

If you need Kelly’s help, visit: http://workwithoneclick.com

In this episode, Frank Garay sits down with Kelly Dutton of One Click Commercial to discuss how she is helping loan officers expand their businesses by funding commercial and investment transactions they may never have pursued on their own.


Jun 4, 2026

Episode 195

In this episode, I sit down with Jen Biederman, of Learn2Lend, a training company built specifically for the mortgage industry.

Learn2Lend helps residential mortgage companies, branch managers, and team leaders get new loan officers and loan officer assistants up to speed on the actual day-to-day job of...


May 21, 2026

Episode 194

In this episode, Frank Garay catches up with Todd Bitter, National Director of Sales at NEXA Lending, for an honest conversation about career transitions, broker growth, AI, and the fundamentals that still drive success in the mortgage business.

Todd shares why, after more than 30 years in loan...